DID YOU KNOW? Your Multi-Peril Crop Insurance will not cover a fire caused by a combine, tractor, etc.; coverage extends ONLY if a fire is caused by a natural peril. Fire is covered under a standard hail, production hail or an auto hail policy but the coverage will not exceed the limit of insurance that you currently carry per acre through those policies. Contact your local GTA agent to discuss Fire Only Coverage that may be purchased in excess over the primary coverage.
FIRE PRECAUTION TIPS AT HARVEST
Experts advise the following steps be taken to avoid field fires started by machinery:
Keep a clean machine, paying attention to the engine and engine compartment where 75% of all machinery fires start. Use a pressure washer or high pressure air to remove caked-on grease, oil and crop residue.
Check engine fluid levels (such as coolant and oil) at the beginning of each day.
Check the pressurized oil supply line to the turbocharger shaft for areas that may rub from wear and start an oil leak.
Frequently blow leaves and chaff off the engine with compressed air or a portable leaf blower, and remove wrapped plant materials on or near bearings, belts or other moving parts. Examine exhaust or hot bearing surfaces. Repair leaking fuel or oil hoses, fittings or metal lines immediately.
Make sure you have fire extinguishers ready.